Business Owners Insurance
Running a small business involves a significant investment in time and money. Business owners insurance protects your investment by minimizing financial risks associated with unexpected events such as a death of a partner, an injured employee, a lawsuit, or a natural disaster. Unless you are an employer, business insurance is generally not required by law, however, it is common practice to purchase enough insurance to cover your assets. If your business is an LLC or a corporation, your personal assets are protected from business liabilities; however, neither business structure is a substitute for liability insurance, which covers your business from losses.A business owners insurance policy will combine property, liability and business interruption coverage all in one easy policy for small to medium-sized businesses. By packaging these coverages together, you will generally see a discount in your premium.
Business owners insurance can offer you complete coverage for your medium to small businesses. This is best suited for companies with less than 100 employees and less than $5 million in revenue. A business owners policy, also known as BOP insurance, combines several types of insurance together into one cost-savings package. With completely customizable coverage options, we can fit the package to your specific needs. Property and liability insurance
With this policy, your small business can get property insurance, liability insurance, and additional protection all in one place. This insurance coverage will protect you from:
- Property claims
- Equipment breakdown
- Income loss
- Professional liability claims
- Products and completed operations claims
- Fire legal liability claims
- Premises liability claims
Featured Business of the Month: ChillMasters AC Solutions
When the heat hits, ChillMasters AC Solutions keeps Connecticut cool! Specializing in air conditioning installation, HVAC system upgrades, and fast, reliable AC repair services, this locally loved business knows how to bring the chill back to your space. Whether you’re a homeowner or a business owner, their certified techs deliver top-notch service with a smile. From quick tune-ups to full system installs, ChillMasters is the go-to for air conditioning repair in Connecticut. Stay cool, Connecticut—these guys have your back (and your vents)!
How to contact an agent?
Supplemental coverages are also available. Led by Inesta Belardo, AKA The Insurance Ladi, with 17 years of experience, our team prioritizes relationships, trust, and transparency. Contact a B&A Benefit Solutions agent to discuss specifics of your business. Call us at 203-565-6419 or 203-800-9739, email us at bna@insuranceiswhatwedo.com.
We serve clients across New York and Connecticut, including Hartford, New Haven, Stamford, Bridgeport, Danbury, Waterbury, and surrounding areas.
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B&A BENEFIT SOLUTIONS REPRESENTS THE TOP-RATED INSURANCE COMPANIES IN CONNECTICUT. WE WILL COMPARE PRICING AND COVERAGE OPTIONS FINDING YOU THE BEST POLICY FOR YOUR NEEDS. CALL US AT: 203-565-6419 OR CLICK THE GET A QUOTE BUTTON TO HAVE AN AGENT START YOUR QUOTE.